Debt Payoff Planner

Help clients build a clear repayment plan. Empower your users to organize, compare, and conquer debt with a visual, goal-driven payoff experience.

Debt dashboard showing balances, interest, and payoff timelines. — Totals and per-account breakdowns give members a single place to see what they owe.

View balances, interest, and totals.

Track Balances

Users can see all their debts across categories like credit cards, student loans, and auto loans. The dashboard includes total owed, interest breakdown, and projected payoff timelines—giving users a complete view of their debt situation.

Debt list with drag-and-drop ordering and strategy options. — Reorder accounts or pick a payoff strategy that fits how your members think about debt.

Set payoff order and priorities.

Organize Debts

Clients can drag and drop to reorder debts or choose built-in strategies like highest interest first or smallest balance first. This helps users build a plan that matches their goals and repayment style.

Comparison of payoff strategies with dates and interest totals. — Side-by-side outcomes make it easy to justify the plan members commit to.

Pick the plan that works best.

Compare Strategies

Side-by-side comparisons show debt-free dates and total interest paid under different approaches. Users can choose the fastest timeline, lowest cost, or a custom plan—backed by data.

Monthly payment schedule by account. — Per-month allocations update as the plan changes—useful for coaching check-ins.

Monthly plan, auto-generated.

View Payment Schedule

Once a strategy is selected, users get a detailed payment plan by account and month. The schedule updates automatically and can be downloaded for easy tracking or sharing during coaching sessions.

Extra payment entry showing impact on payoff date and interest. — One-time or recurring extra payments show immediate impact on the timeline.

Accelerate payoff in real time.

Add Extra Payments

Users can add recurring or one-time extra payments and instantly see the impact on their debt timeline and interest savings. Great for goal-setting and accountability.